PA · Metro #99

Harrisburg - PA housing market

The Harrisburg metro has a typical home value of $311,783, up 2.9% from a year ago. Homes are moving fast at 8 days on market, a strong seller's market. 27% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$311,783
+2.9% vs. year ago
Median sale price
$285,158
+3.8% YoY
Median list price
$308,233
Sale-to-list ratio
100.3%
Selling above ask
Days on market
8d
Listings w/ price cut
26.9%
New listings / mo
619
+2.3% YoY
Homes for sale
1,356
+10.8% YoY
Typical rent
$1,477/mo
+2.8% YoY
Income needed to buy
$90,700
Rent vs buy
17.6x
October 2026 report · Zillow data through August 2026

Harrisburg housing market, October 2026

The typical Harrisburg home is worth $311,782 as of August 2026, up 0.3% from the prior month, up 0.6% over three months, and up 2.9% from a year ago. Over the past two years values have ranged from $291,918 to $311,782.

Homes are going pending in about 8 days, slower than the 7 days seen three months earlier. There are roughly 1,356 homes for sale, 11% more than a year ago. 26.9% of listings have taken a price cut (up from 22.9% three months ago).

Typical rent is $1,477 a month, up 2.8% year over year, which puts the price-to-rent ratio at 17.6.

At this week's 7.40% mortgage rate with 20% down ($62,357), the typical Harrisburg home costs about $2,117 a month including tax and insurance, which needs a household income of roughly $90,700 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$312k$292kSep 24Sep 25Aug 26
Days to pending, 24 months
18d6dSep 24Sep 25Aug 26
Homes for sale, 24 months
1.4k840Sep 24Sep 25Aug 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($311,783) is the Zillow Home Value Index for the Harrisburg - PA metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 2.9% over the past year. In Harrisburg - PA, that means a home worth $302,996 last year is now worth roughly $311,783.

The median sale price, what homes actually close for, is $285,158. Homes are selling at 100.3% of list price, meaning buyers are typically paying at or above asking.

Homes listed in Harrisburg - PA sit on the market for roughly 8 days before going pending. Shorter = seller's market; longer = buyer's market.

About 26.9% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 619 new listings hit the market each month in Harrisburg - PA. There are currently 1,356 homes for sale, up 10.8% from a year ago.

The typical monthly rent in Harrisburg - PA is $1,477, up 2.8% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.6x, toss-up (#87 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,727 a month in principal and interest, $250 more than renting before taxes, insurance and upkeep. The two break even at a 5.88% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →

Related

Other metros in PA

MetroHome value1-yr changeDays on market
Philadelphia - PA$389,524 +2.5% 13.0d
Pittsburgh - PA$232,122 +0.2% 13.0d
Allentown - PA$365,871 +3.3% 10.0d
Scranton - PA$235,727 +2.1% 14.0d
Lancaster - PA$387,889 +4.5% 6.0d
York - PA$311,138 +3.3% 7.0d
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