CO · Metro #161

Greeley - CO housing market

The Greeley metro has a typical home value of $490,746, down 2.1% from a year ago. Homes sell in 26 days on average, a balanced market. 35% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$490,746
-2.1% vs. year ago
Median sale price
$486,245
-0.7% YoY
Median list price
$510,000
Sale-to-list ratio
99.3%
Selling below ask
Days on market
26d
Listings w/ price cut
35.4%
New listings / mo
475
+4.9% YoY
Homes for sale
1,649
-8.5% YoY
Typical rent
$1,692/mo
-0.1% YoY
Income needed to buy
$142,800
October 2026 report · Zillow data through August 2026

Greeley housing market, October 2026

The typical Greeley home is worth $490,746 as of August 2026, down 0.1% from the prior month, down 0.4% over three months, and down 2.1% from a year ago. Over the past two years values have ranged from $490,746 to $511,235.

Homes are going pending in about 26 days, slower than the 19 days seen three months earlier. There are roughly 1,649 homes for sale, 8% fewer than a year ago. 35.4% of listings have taken a price cut (up from 28.9% three months ago).

Typical rent is $1,692 a month, down 0.1% year over year, which puts the price-to-rent ratio at 24.2.

At this week's 7.40% mortgage rate with 20% down ($98,149), the typical Greeley home costs about $3,332 a month including tax and insurance, which needs a household income of roughly $142,800 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$511k$491kSep 24Sep 25Aug 26
Days to pending, 24 months
61d17dSep 24Sep 25Aug 26
Homes for sale, 24 months
1.8k1.2kSep 24Sep 25Aug 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($490,746) is the Zillow Home Value Index for the Greeley - CO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are down 2.1% over the past year. A home worth $501,273 last year is now worth roughly $490,746.

The median sale price, what homes actually close for, is $486,245. Homes are selling at 99.3% of list price, meaning buyers have room to negotiate.

Homes listed in Greeley - CO sit on the market for roughly 26 days before going pending. Shorter = seller's market; longer = buyer's market.

About 35.4% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 475 new listings hit the market each month in Greeley - CO. There are currently 1,649 homes for sale, down 8.5% from a year ago.

The typical monthly rent in Greeley - CO is $1,692, down 0.1% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 24.2x, renting territory (#20 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,718 a month in principal and interest, $1,026 more than renting before taxes, insurance and upkeep. The two break even at a 3.17% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →

Related

Other metros in CO

MetroHome value1-yr changeDays on market
Denver - CO$559,705 -1.9% 26.0d
Colorado Springs - CO$448,492 -1.4% 29.0d
Fort Collins - CO$549,219 -0.5% 26.0d
Boulder - CO$712,024 -0.8% 28.0d
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