Fort Collins - CO housing market
The Fort Collins metro has a typical home value of $549,219, down 0.5% from a year ago. Homes sell in 26 days on average, a balanced market. 33% of listings have had a price cut. Data from Zillow Research, updated monthly.
Fort Collins housing market, October 2026
The typical Fort Collins home is worth $549,219 as of August 2026, up 0.2% from the prior month, up 0.2% over three months, and down 0.5% from a year ago. Over the past two years values have ranged from $547,585 to $563,136.
Homes are going pending in about 26 days, slower than the 16 days seen three months earlier. There are roughly 2,253 homes for sale, 12% fewer than a year ago. 33.0% of listings have taken a price cut (up from 27.2% three months ago).
Typical rent is $1,975 a month, up 1.7% year over year, which puts the price-to-rent ratio at 23.2.
At this week's 7.40% mortgage rate with 20% down ($109,844), the typical Fort Collins home costs about $3,729 a month including tax and insurance, which needs a household income of roughly $159,800 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($549,219) is the Zillow Home Value Index for the Fort Collins - CO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 0.5% over the past year. A home worth $551,979 last year is now worth roughly $549,219.
The median sale price, what homes actually close for, is $547,097. Homes are selling at 98.9% of list price, meaning buyers have room to negotiate.
Homes listed in Fort Collins - CO sit on the market for roughly 26 days before going pending. Shorter = seller's market; longer = buyer's market.
About 33.0% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 613 new listings hit the market each month in Fort Collins - CO. There are currently 2,253 homes for sale, down 11.9% from a year ago.
The typical monthly rent in Fort Collins - CO is $1,975, up 1.7% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 23.2x, renting territory (#24 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $3,042 a month in principal and interest, $1,067 more than renting before taxes, insurance and upkeep. The two break even at a 3.51% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in CO
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Denver - CO | $559,705 | -1.9% | 26.0d |
| Colorado Springs - CO | $448,492 | -1.4% | 29.0d |
| Boulder - CO | $712,024 | -0.8% | 28.0d |
| Greeley - CO | $490,746 | -2.1% | 26.0d |