Toledo - OH housing market
The Toledo metro has a typical home value of $205,237, up 3.3% from a year ago. Homes are moving fast at 8 days on market, a strong seller's market. 22% of listings have had a price cut. Data from Zillow Research, updated monthly.
Toledo housing market, October 2026
The typical Toledo home is worth $205,237 as of August 2026, up 0.3% from the prior month, up 0.8% over three months, and up 3.3% from a year ago. Over the past two years values have ranged from $191,872 to $205,237.
Homes are going pending in about 8 days, slower than the 7 days seen three months earlier. There are roughly 1,897 homes for sale, 12% more than a year ago. 22.4% of listings have taken a price cut (up from 18.7% three months ago).
Typical rent is $1,264 a month, up 6.2% year over year, which puts the price-to-rent ratio at 13.5.
At this week's 7.40% mortgage rate with 20% down ($41,047), the typical Toledo home costs about $1,393 a month including tax and insurance, which needs a household income of roughly $59,700 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($205,237) is the Zillow Home Value Index for the Toledo - OH metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 3.3% over the past year. In Toledo - OH, that means a home worth $198,681 last year is now worth roughly $205,237.
The median sale price, what homes actually close for, is $185,604. Homes are selling at 99.9% of list price, meaning buyers have room to negotiate.
Homes listed in Toledo - OH sit on the market for roughly 8 days before going pending. Shorter = seller's market; longer = buyer's market.
About 22.4% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 820 new listings hit the market each month in Toledo - OH. There are currently 1,897 homes for sale, up 12.4% from a year ago.
The typical monthly rent in Toledo - OH is $1,264, up 6.2% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 13.5x, buying territory (#174 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,137 a month in principal and interest, $127 less than renting before taxes, insurance and upkeep. The two break even at a 8.51% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
Protect what you own.
Sponsored links. See our affiliate disclosure.
Other metros in OH
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Cincinnati - OH | $308,426 | +2.4% | 9.0d |
| Columbus - OH | $330,327 | +1.4% | 11.0d |
| Cleveland - OH | $253,678 | +3.9% | 10.0d |
| Akron - OH | $242,459 | +4.2% | 9.0d |
| Youngstown - OH | $177,110 | +5.4% | 19.0d |
| Canton - OH | $219,938 | +4.5% | 11.0d |