UT · Metro #87

Ogden - UT housing market

The Ogden metro has a typical home value of $511,736, up 2.1% from a year ago. Homes sell in 27 days on average, a balanced market. 36% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$511,736
+2.1% vs. year ago
Median sale price
$473,576
-1.0% YoY
Median list price
$507,933
Sale-to-list ratio
99.1%
Selling below ask
Days on market
27d
Listings w/ price cut
36.2%
New listings / mo
820
-1.6% YoY
Homes for sale
2,797
+3.1% YoY
Typical rent
$1,626/mo
+1.1% YoY
Income needed to buy
$148,900
October 2026 report · Zillow data through August 2026

Ogden housing market, October 2026

The typical Ogden home is worth $511,736 as of August 2026, up 0.1% from the prior month, down 0.1% over three months, and up 2.1% from a year ago. Over the past two years values have ranged from $492,026 to $517,284.

Homes are going pending in about 27 days, slower than the 18 days seen three months earlier. There are roughly 2,797 homes for sale, 3% more than a year ago. 36.2% of listings have taken a price cut (up from 32.0% three months ago).

Typical rent is $1,626 a month, up 1.1% year over year, which puts the price-to-rent ratio at 26.2.

At this week's 7.40% mortgage rate with 20% down ($102,347), the typical Ogden home costs about $3,474 a month including tax and insurance, which needs a household income of roughly $148,900 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$517k$492kSep 24Sep 25Aug 26
Days to pending, 24 months
40d18dSep 24Sep 25Aug 26
Homes for sale, 24 months
2.8k1.9kSep 24Sep 25Aug 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($511,736) is the Zillow Home Value Index for the Ogden - UT metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 2.1% over the past year. In Ogden - UT, that means a home worth $501,211 last year is now worth roughly $511,736.

The median sale price, what homes actually close for, is $473,576. Homes are selling at 99.1% of list price, meaning buyers have room to negotiate.

Homes listed in Ogden - UT sit on the market for roughly 27 days before going pending. Shorter = seller's market; longer = buyer's market.

About 36.2% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 820 new listings hit the market each month in Ogden - UT. There are currently 2,797 homes for sale, up 3.1% from a year ago.

The typical monthly rent in Ogden - UT is $1,626, up 1.1% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 26.2x, renting territory (#9 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,835 a month in principal and interest, $1,209 more than renting before taxes, insurance and upkeep. The two break even at a 2.54% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →

Related

Other metros in UT

MetroHome value1-yr changeDays on market
Salt Lake City - UT$560,068 +1.3% 25.0d
Provo - UT$539,276 +1.8% 34.0d
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