AL · Metro #114

Huntsville - AL housing market

The Huntsville metro has a typical home value of $315,402, up 1.1% from a year ago. Homes sell in 26 days on average, a balanced market. 29% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$315,402
+1.1% vs. year ago
Median sale price
$311,706
+2.8% YoY
Median list price
$354,033
Sale-to-list ratio
98.3%
Selling below ask
Days on market
26d
Listings w/ price cut
29.3%
New listings / mo
806
+8.2% YoY
Homes for sale
3,213
+10.6% YoY
Typical rent
$1,386/mo
+2.5% YoY
Income needed to buy
$91,800
Rent vs buy
19.0x
October 2026 report · Zillow data through August 2026

Huntsville housing market, October 2026

The typical Huntsville home is worth $315,402 as of August 2026, up 0.1% from the prior month, up 0.2% over three months, and up 1.1% from a year ago. Over the past two years values have ranged from $311,824 to $315,402.

Homes are going pending in about 26 days, slower than the 21 days seen three months earlier. There are roughly 3,213 homes for sale, 11% more than a year ago. 29.3% of listings have taken a price cut (up from 24.9% three months ago).

Typical rent is $1,386 a month, up 2.5% year over year, which puts the price-to-rent ratio at 19.0.

At this week's 7.40% mortgage rate with 20% down ($63,080), the typical Huntsville home costs about $2,141 a month including tax and insurance, which needs a household income of roughly $91,800 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$315k$312kSep 24Sep 25Aug 26
Days to pending, 24 months
49d21dSep 24Sep 25Aug 26
Homes for sale, 24 months
3.2k2.4kSep 24Sep 25Aug 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($315,402) is the Zillow Home Value Index for the Huntsville - AL metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 1.1% over the past year. In Huntsville - AL, that means a home worth $311,970 last year is now worth roughly $315,402.

The median sale price, what homes actually close for, is $311,706. Homes are selling at 98.3% of list price, meaning buyers have room to negotiate.

Homes listed in Huntsville - AL sit on the market for roughly 26 days before going pending. Shorter = seller's market; longer = buyer's market.

About 29.3% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 806 new listings hit the market each month in Huntsville - AL. There are currently 3,213 homes for sale, up 10.6% from a year ago.

The typical monthly rent in Huntsville - AL is $1,386, up 2.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 19.0x, toss-up (#61 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,747 a month in principal and interest, $361 more than renting before taxes, insurance and upkeep. The two break even at a 5.20% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →

Related

Other metros in AL

MetroHome value1-yr changeDays on market
Birmingham - AL$262,563 +2.4% 23.0d
Mobile - AL$197,078 +0.4% 29.0d
Montgomery - AL$214,806 +3.8% 27.0d
Tuscaloosa - AL$241,271 +0.4% 30.0d
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