CT · Metro #49

Hartford - CT housing market

The Hartford metro has a typical home value of $402,457, up 5.3% from a year ago. Homes are moving fast at 7 days on market, a strong seller's market. Data from Zillow Research, updated monthly.

Typical home value
$402,457
+5.3% vs. year ago
Median sale price
$385,272
+5.9% YoY
Median list price
$413,083
Sale-to-list ratio
105.8%
Selling above ask
Days on market
7d
Listings w/ price cut
17.8%
New listings / mo
1,262
+4.4% YoY
Homes for sale
2,321
+4.0% YoY
Typical rent
$2,034/mo
+3.2% YoY
Income needed to buy
$117,100
Rent vs buy
16.5x
October 2026 report · Zillow data through August 2026

Hartford housing market, October 2026

The typical Hartford home is worth $402,457 as of August 2026, up 0.5% from the prior month, up 1.3% over three months, and up 5.3% from a year ago. Over the past two years values have ranged from $368,445 to $402,457.

Homes are going pending in about 7 days, slower than the 6 days seen three months earlier. There are roughly 2,321 homes for sale, 4% more than a year ago. 17.8% of listings have taken a price cut (up from 12.7% three months ago).

Typical rent is $2,034 a month, up 3.2% year over year, which puts the price-to-rent ratio at 16.5.

At this week's 7.40% mortgage rate with 20% down ($80,491), the typical Hartford home costs about $2,732 a month including tax and insurance, which needs a household income of roughly $117,100 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$402k$368kSep 24Sep 25Aug 26
Days to pending, 24 months
12d6dSep 24Sep 25Aug 26
Homes for sale, 24 months
2.3k1.4kSep 24Sep 25Aug 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($402,457) is the Zillow Home Value Index for the Hartford - CT metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 5.3% over the past year. In Hartford - CT, that means a home worth $382,200 last year is now worth roughly $402,457.

The median sale price, what homes actually close for, is $385,272. Homes are selling at 105.8% of list price, meaning buyers are typically paying at or above asking.

Homes listed in Hartford - CT sit on the market for roughly 7 days before going pending. Shorter = seller's market; longer = buyer's market.

About 17.8% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 1,262 new listings hit the market each month in Hartford - CT. There are currently 2,321 homes for sale, up 4.0% from a year ago.

The typical monthly rent in Hartford - CT is $2,034, up 3.2% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 16.5x, toss-up (#110 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,229 a month in principal and interest, $195 more than renting before taxes, insurance and upkeep. The two break even at a 6.50% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →

Related

Other metros in CT

MetroHome value1-yr changeDays on market
Bridgeport - CT$693,466 +6.0% 15.0d
New Haven - CT$409,372 +4.9% 10.0d
Norwich - CT$433,137 +6.8% 8.0d
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