Fort Wayne - IN housing market
The Fort Wayne metro has a typical home value of $260,238, up 3.4% from a year ago. Homes are moving fast at 9 days on market, a strong seller's market. 29% of listings have had a price cut. Data from Zillow Research, updated monthly.
Fort Wayne housing market, October 2026
The typical Fort Wayne home is worth $260,238 as of August 2026, up 0.4% from the prior month, up 0.7% over three months, and up 3.4% from a year ago. Over the past two years values have ranged from $246,183 to $260,238.
Homes are going pending in about 9 days, slower than the 8 days seen three months earlier. There are roughly 1,375 homes for sale, 1% fewer than a year ago. 28.8% of listings have taken a price cut (up from 21.4% three months ago).
Typical rent is $1,281 a month, up 5.9% year over year, which puts the price-to-rent ratio at 16.9.
At this week's 7.40% mortgage rate with 20% down ($52,048), the typical Fort Wayne home costs about $1,767 a month including tax and insurance, which needs a household income of roughly $75,700 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($260,238) is the Zillow Home Value Index for the Fort Wayne - IN metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 3.4% over the past year. In Fort Wayne - IN, that means a home worth $251,681 last year is now worth roughly $260,238.
The median sale price, what homes actually close for, is $255,823. Homes are selling at 99.0% of list price, meaning buyers have room to negotiate.
Homes listed in Fort Wayne - IN sit on the market for roughly 9 days before going pending. Shorter = seller's market; longer = buyer's market.
About 28.8% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 603 new listings hit the market each month in Fort Wayne - IN. There are currently 1,375 homes for sale, down 1.1% from a year ago.
The typical monthly rent in Fort Wayne - IN is $1,281, up 5.9% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 16.9x, toss-up (#101 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,441 a month in principal and interest, $160 more than renting before taxes, insurance and upkeep. The two break even at a 6.24% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in IN
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Indianapolis - IN | $293,506 | +1.1% | 17.0d |
| South Bend - IN | $241,610 | +6.3% | 13.0d |
| Evansville - IN | $227,052 | +3.9% | 16.0d |