Durham - NC housing market
The Durham metro has a typical home value of $405,282, down 2.2% from a year ago. Homes sell in 29 days on average, a balanced market. 33% of listings have had a price cut. Data from Zillow Research, updated monthly.
Durham housing market, October 2026
The typical Durham home is worth $405,282 as of August 2026, down 0.3% from the prior month, down 1.0% over three months, and down 2.2% from a year ago. Over the past two years values have ranged from $405,282 to $419,038.
Homes are going pending in about 29 days, slower than the 14 days seen three months earlier. There are roughly 2,514 homes for sale, 9% more than a year ago. 33.1% of listings have taken a price cut (up from 28.5% three months ago).
Typical rent is $1,649 a month, up 1.5% year over year, which puts the price-to-rent ratio at 20.5.
At this week's 7.40% mortgage rate with 20% down ($81,056), the typical Durham home costs about $2,751 a month including tax and insurance, which needs a household income of roughly $117,900 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($405,282) is the Zillow Home Value Index for the Durham - NC metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 2.2% over the past year. A home worth $414,399 last year is now worth roughly $405,282.
The median sale price, what homes actually close for, is $419,113. Homes are selling at 98.4% of list price, meaning buyers have room to negotiate.
Homes listed in Durham - NC sit on the market for roughly 29 days before going pending. Shorter = seller's market; longer = buyer's market.
About 33.1% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 688 new listings hit the market each month in Durham - NC. There are currently 2,514 homes for sale, up 8.9% from a year ago.
The typical monthly rent in Durham - NC is $1,649, up 1.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 20.5x, renting territory (#45 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,245 a month in principal and interest, $596 more than renting before taxes, insurance and upkeep. The two break even at a 4.53% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in NC
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Charlotte - NC | $384,458 | -0.5% | 33.0d |
| Raleigh - NC | $431,269 | -1.8% | 28.0d |
| Greensboro - NC | $263,188 | +1.0% | 20.0d |
| Winston - NC | $280,379 | +2.1% | 22.0d |
| Fayetteville - NC | $255,537 | +0.4% | 28.0d |
| Asheville - NC | $419,186 | -3.3% | 54.0d |