Charleston - SC housing market
The Charleston metro has a typical home value of $431,797, down 0.4% from a year ago. Homes are sitting 51 days on average, buyers have negotiating room. 27% of listings have had a price cut. Data from Zillow Research, updated monthly.
Charleston housing market, October 2026
The typical Charleston home is worth $431,797 as of August 2026, down 0.0% from the prior month, down 0.2% over three months, and down 0.4% from a year ago. Over the past two years values have ranged from $431,797 to $437,206.
Homes are going pending in about 51 days, slower than the 38 days seen three months earlier. There are roughly 6,432 homes for sale, 7% more than a year ago. 27.3% of listings have taken a price cut (up from 23.8% three months ago).
Typical rent is $2,062 a month, up 4.5% year over year, which puts the price-to-rent ratio at 17.4.
At this week's 7.40% mortgage rate with 20% down ($86,359), the typical Charleston home costs about $2,931 a month including tax and insurance, which needs a household income of roughly $125,600 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($431,797) is the Zillow Home Value Index for the Charleston - SC metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 0.4% over the past year. A home worth $433,531 last year is now worth roughly $431,797.
The median sale price, what homes actually close for, is $460,149. Homes are selling at 97.9% of list price, meaning buyers have room to negotiate.
Homes listed in Charleston - SC sit on the market for roughly 51 days before going pending. Shorter = seller's market; longer = buyer's market.
About 27.3% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 1,286 new listings hit the market each month in Charleston - SC. There are currently 6,432 homes for sale, up 7.4% from a year ago.
The typical monthly rent in Charleston - SC is $2,062, up 4.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.5x, toss-up (#90 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,392 a month in principal and interest, $330 more than renting before taxes, insurance and upkeep. The two break even at a 5.96% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in SC
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Greenville - SC | $314,151 | +1.7% | 31.0d |
| Columbia - SC | $256,132 | +1.7% | 27.0d |
| Myrtle Beach - SC | $339,754 | +0.5% | 56.0d |
| Spartanburg - SC | $276,318 | +1.5% | 40.0d |