Atlantic City - NJ housing market
The Atlantic City metro has a typical home value of $385,565, up 3.9% from a year ago. Homes sell in 31 days on average, a balanced market. 23% of listings have had a price cut. Data from Zillow Research, updated monthly.
Atlantic City housing market, October 2026
The typical Atlantic City home is worth $385,565 as of August 2026, up 0.3% from the prior month, up 0.5% over three months, and up 3.9% from a year ago. Over the past two years values have ranged from $357,712 to $385,565.
Homes are going pending in about 31 days, slower than the 25 days seen three months earlier. There are roughly 1,558 homes for sale, 6% more than a year ago. 22.9% of listings have taken a price cut (up from 19.7% three months ago).
Typical rent is $2,059 a month, up 5.5% year over year, which puts the price-to-rent ratio at 15.6.
At this week's 7.40% mortgage rate with 20% down ($77,113), the typical Atlantic City home costs about $2,618 a month including tax and insurance, which needs a household income of roughly $112,200 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($385,565) is the Zillow Home Value Index for the Atlantic City - NJ metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 3.9% over the past year. In Atlantic City - NJ, that means a home worth $371,092 last year is now worth roughly $385,565.
The median sale price, what homes actually close for, is $357,711. Homes are selling at 98.2% of list price, meaning buyers have room to negotiate.
Homes listed in Atlantic City - NJ sit on the market for roughly 31 days before going pending. Shorter = seller's market; longer = buyer's market.
About 22.9% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 413 new listings hit the market each month in Atlantic City - NJ. There are currently 1,558 homes for sale, up 6.4% from a year ago.
The typical monthly rent in Atlantic City - NJ is $2,059, up 5.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 15.6x, toss-up (#130 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,136 a month in principal and interest, $77 more than renting before taxes, insurance and upkeep. The two break even at a 7.03% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in NJ
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Trenton - NJ | $445,082 | +0.2% | 20.0d |